Medica Plan Options: North Dakota

Consumer Directed

Offer quality benefits while effectively managing costs

Consumer-directed health plans (CDHPs) are one of today’s fastest growing health plan options. CDHPs combine a high deductible medical plan with tax-advantaged financial accounts to help offset employees’ out-of-pocket costs. If your company’s goal is to continue offering high quality health benefits but also manage costs, consider Medica Consumer Directed Solution.

Read more.

Available Plan Options

North Dakota employer groups have a lot of terrific options. To help you decide which plans to consider, do a quick review of the features below. Once you find a plan that suits your needs, click on that plan name to get all the information you need to make your decision. As always, please contact your broker or Medica representative for advice. We're here to help.

North Dakota Plan Options

Plan Name Type of Plan Ideal for Employees Who... Group Size

Small = 2-50
Large = 51
Medica Choice® Passport Open access national network plan

(Consumer-directed, high deductible health plan options available.)
  • Have employees located in multiple states or across the country
  • Value simplicity
For small and large groups
Medica EssentialSM

Location of networks vary by plan		 Care system plans
Priced 8-10% below Medica Choice® Passport

(Consumer-directed, high deductible plan options available.)
  • Desire cost savings and are willing to accept a narrower provider network to get it
  • Have employees located in the Elect and the Essential service areas
For small and large groups

Discontinued Plans

The following products are available to groups currently enrolled on these plans:

Dual Plan Offerings

Groups with 5 participating employees may enjoy the flexibility of offering more than one plan. 

View criteria for pairing two plans.

For large group, consult with your Medica Sales Executive.

Enhance your plan selection with:

Tax-advantaged financial accounts (HSA, HRA, FSA)

Consumer-directed health plans (CDHPs) are one of today’s fastest growing health plan options. CDHPs combine a high deductible medical plan with a health savings account (HSA), health reimbursement account (HRA) or flexible spending account (FSA) to help offset employees’ out-of-pocket costs.

View Medica Consumer Directed Solution.

Dental Plans

Medica offers you a choice of two dental plans—Medica DentalCompleteSM, a national dental plan, and DentalExplorer®, a non-network regional plan.

View dental plan options.


Return to the main Medica Plans page.
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