North Dakota employer groups have a lot of terrific options. To help you decide which plans to consider, do a quick review of the features below. Once you find a product that suits your needs, click on that product to get all the information you need to make your decision. As always, please contact your broker or Medica representative for advice. We're here to help.
| Product Name |
Type of Plan |
Ideal for employers who ... |
Group Size
(Small = 2-50; Large = 51+) |
| Medica Choice® |
Open access local network plan
(Consumer-directed, high deductible health plan options available.) |
Want for maximum flexibility
Want for a broad but local provider network
Value simplicity |
For large and small groups |
| Passport from MedicaSM |
Open access national network plan
(Consumer-directed, high deductible health plan options available.) |
Have employees who are located in multiple states or across the country
Value simplicity |
For groups of 5 or more |
Medica EssentialSM
(Location of networks vary by product) |
Care system plan
(Priced 8-10% below Medica Choice®; consumer-directed, high deductible health plan options available.) |
Desire cost savings and are willing to accept a narrower provider network to get it
Have employees who live in an area with adequate network access |
For large and small groups |
| Medica Direct® |
Consumer-directed, high deductible health HRA and FSA plans
(This product can be offered with any of Medica's networks -- care system, regional or national open access network.) |
Seek to contain costs by empowering employees to become active health care consumers
Are willing to place increased responsibility on employees for managing their health care and benefits. |
For large and small groups |
| DefinitySM By Medica |
Consumer-directed, high deductible health HSA, HRA and FSA plans for large self-insured employers
(This product is currently only available with our national network, Passport from Medica.) |
Seek to contain costs by empowering employees to become active health care consumers
Are willing to place increased responsibility on employees for managing their health care and benefits |
For self-insured large groups |
| High Deductible Health Plan |
Standalone high deductible health plan with HSA and HRA options
(Account administration provided by third party) |
Seeks to contain costs by empowering employees to become active health care consumers
Are willing to place increased responsibility on employees for managing their health care and benefits
Are willing to select and work with third party account administrator |
For small and large groups |
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